Business Banking

Business Banking Solutions

Comprehensive financial services designed to help your business thrive. From startups to established enterprises, we have solutions for businesses of all sizes.

Business Checking Accounts

Choose the right checking account for your business needs, with options for businesses of all sizes.

Business Basic

$15per month

200 free transactions per month

Best for:

Small businesses and startups with moderate transaction volume

Features:

  • No minimum balance requirement
  • Online and mobile banking
  • Bill pay and e-statements
  • Debit card with purchase rewards
  • Integrates with accounting software
Most Popular

Business Advantage

$25per month

500 free transactions per month

Best for:

Growing businesses with higher transaction volume

Features:

  • Competitive interest rates
  • Online and mobile banking
  • Bill pay and e-statements
  • Debit card with enhanced rewards
  • Integrates with accounting software
  • Waived ATM fees nationwide
  • Dedicated business banker

Business Premium

$50per month

Unlimited transactions

Best for:

Established businesses with high transaction volume and complex banking needs

Features:

  • Premium interest rates
  • Online and mobile banking
  • Bill pay and e-statements
  • Premium business debit card
  • Integrates with accounting software
  • Waived ATM fees worldwide
  • Dedicated business relationship manager
  • Free wire transfers
  • Discounted merchant services

Comprehensive Business Solutions

Beyond banking, we offer a full suite of financial services to support your business at every stage of growth.

Business Lending

Flexible financing solutions to help your business grow, from lines of credit to commercial real estate loans.

Merchant Services

Accept payments anywhere with our secure, reliable, and cost-effective payment processing solutions.

Cash Management

Optimize your cash flow with our suite of treasury management services designed for businesses of all sizes.

Business Insurance

Protect your business with comprehensive insurance solutions tailored to your specific industry and needs.

Business Lending Solutions

Whether you're looking to expand, purchase equipment, or manage cash flow, our flexible lending options can help your business achieve its goals.

  • Business Lines of Credit

    Access funds when you need them for inventory, operating expenses, or unexpected opportunities.

  • Term Loans

    Finance major purchases or expansions with predictable monthly payments.

  • Commercial Real Estate

    Purchase, refinance, or construct commercial properties with competitive rates.

  • SBA Loans

    Access government-backed loans with favorable terms for qualified small businesses.

Apply for Financing
Business Lending
Merchant Services

Merchant Services

Accept payments anywhere, anytime with our secure and reliable payment processing solutions designed for modern businesses.

  • In-Store Payments

    Accept credit cards, debit cards, and mobile payments with our point-of-sale solutions.

  • Online Payments

    Integrate secure payment gateways into your website or e-commerce platform.

  • Mobile Payments

    Accept payments on the go with mobile card readers that connect to your smartphone or tablet.

  • Payment Analytics

    Gain insights into your sales with detailed reporting and analytics tools.

Get Started with Merchant Services

Industry Expertise

Our business banking specialists understand the unique challenges and opportunities in your industry.

Real Estate & Construction

Specialized financing options for property development, construction projects, and real estate investments.

Retail & E-commerce

Payment processing, inventory financing, and cash management solutions for retail businesses.

Healthcare

Financial solutions for medical practices, healthcare facilities, and healthcare service providers.

What Our Business Clients Say

Hear from businesses that have partnered with Zenith Horizon Bank to achieve their financial goals.

Riverside Construction

Client since 2018

"Zenith Horizon Bank has been an invaluable partner in our growth. Their construction lending expertise and flexible lines of credit have helped us take on larger projects and expand our business significantly over the past five years."

Green Valley Pharmacy

Client since 2020

"When we needed to upgrade our equipment and expand our location, Zenith Horizon provided the financing we needed with terms that worked for our business. Their merchant services have also streamlined our payment processing and reduced our costs."

Ready to take your business to the next level?

Our business banking specialists are ready to help you find the right financial solutions for your business.