International Checking Accounts
Multi-currency checking accounts designed for global citizens. Enjoy worldwide access, competitive exchange rates, and premium international banking services.
International Checking Account Options
Choose from our sophisticated multi-currency accounts designed for global financial needs, from international professionals to high-net-worth individuals.
Global Essential
Minimum balance to waive fee: USD $1,000
- Multi-currency account support (USD, EUR, GBP, CHF)
- International online and mobile banking
- Global debit card with fraud protection
- Worldwide ATM access with fee reimbursements
- Monthly fee waived with USD $1,000+ balance
- International wire transfers included
Offshore Premier
Minimum balance to waive fee: USD $5,000
- Premium multi-currency account (15+ currencies)
- Priority international banking services
- Platinum debit card with global rewards
- Unlimited worldwide ATM fee reimbursements
- Monthly fee waived with USD $5,000+ balance
- Free international wire transfers (up to 10/month)
- Preferential foreign exchange rates
- Dedicated relationship manager
Private Banking
Minimum balance to waive fee: USD $25,000
- Premium multi-currency private account
- White-glove concierge banking services
- Exclusive metal debit card with premium rewards
- Unlimited global ATM and transaction fee waivers
- Monthly fee waived with USD $25,000+ balance
- Unlimited free international wire transfers
- Priority foreign exchange rates
- Personal banking concierge and wealth advisor
- Exclusive airport lounge access
Global Banking Features
All Zenith Horizon international accounts include sophisticated features designed for seamless global financial management.
Global Mobile Banking
Manage your multi-currency accounts worldwide with our secure mobile platform. Check balances, initiate transfers, and access international banking services 24/7.
International Security
Advanced security with 24/7 global fraud monitoring, zero liability protection, and real-time alerts for all international transactions.
Bill Pay
Pay your bills quickly and securely online. Schedule one-time or recurring payments and never worry about late fees again.
Debit Card
Get instant access to your money with a contactless debit card accepted worldwide, with customizable spending limits and controls.
Global Transfers
Send and receive money worldwide with competitive exchange rates and low fees through our international wire transfer network.
Account Alerts
Stay informed with customizable alerts for deposits, withdrawals, low balances, and more, delivered by text or email.
Frequently Asked Questions
Find answers to common questions about our checking accounts.
How do I open a checking account?
You can open a checking account online in just minutes. Simply click the "Open Account" button, follow the prompts, and have your identification and initial deposit ready. You can also visit any branch or call our customer service.
What do I need to open an account?
You'll need a valid passport or government-issued ID, proof of address, contact information, and funds for your initial deposit. Additional documentation may be required for compliance purposes.
How long does it take to receive my debit card?
Your debit card will typically arrive within 7-10 business days after your account is opened. You can start using digital banking features immediately.
Can I switch my checking account type later?
Yes, you can upgrade or change your checking account type at any time. Simply contact customer service or visit a branch to discuss your options.
Ready to open your checking account?
Get started in minutes with our simple online application process.