Find Your Perfect Home Loan
Whether you're buying your first home, refinancing, or investing in property, we have mortgage solutions to fit your needs.
Mortgage Options
Compare our mortgage options to find the right fit for your homeownership goals.
30-Year Fixed
Our most popular mortgage option with steady payments for the life of the loan.
Best for:
First-time homebuyers and those planning to stay in their home long-term
Features:
- Fixed interest rate for 30 years
- Predictable monthly payments
- No surprise rate increases
- Lower monthly payments than shorter-term loans
- Option to pay off early without penalty
15-Year Fixed
Build equity faster and save on interest with higher monthly payments.
Best for:
Homeowners who want to save on interest and can afford higher monthly payments
Features:
- Fixed interest rate for 15 years
- Lower interest rates than 30-year loans
- Build equity twice as fast
- Pay significantly less interest over the life of the loan
- Own your home in half the time
5/1 ARM
Lower initial rates with potential adjustments after the fixed period.
Best for:
Homebuyers planning to move or refinance within 5-7 years
Features:
- Fixed rate for first 5 years
- Rate adjusts annually after fixed period
- Lower initial rate than fixed-rate mortgages
- Rate caps limit how much rates can increase
- Potential for rate decreases if market rates fall
*Annual Percentage Rate (APR) accurate as of 5/1/2025. Rates may change without notice. Your actual rate may differ based on credit score, loan amount, property value, and other factors.
Mortgage Calculator
Estimate your monthly mortgage payments based on home price, down payment, and interest rate.
Calculate Your Payment
Your Estimated Payment
Simple Application Process
Our streamlined mortgage application process makes it easy to get the financing you need.
1. Apply Online
Complete our secure online application in as little as 15 minutes. You'll need information about your income, assets, and the property.
2. Get Pre-Approved
Our mortgage specialists will review your application and provide a pre-approval letter, giving you a clear budget for your home search.
3. Close Your Loan
Once you've found your home, we'll guide you through the final steps, from appraisal to closing, with clear communication every step of the way.
Frequently Asked Questions
Find answers to common questions about our mortgage products and process.
How much do I need for a down payment?
Down payment requirements vary by loan type. Conventional loans typically require 3-20%, while FHA loans may require as little as 3.5%. VA and USDA loans may offer zero down payment options for qualified borrowers.
What factors affect my mortgage rate?
Several factors influence your rate, including credit score, down payment amount, loan term, loan type, loan amount, and current market conditions. Generally, higher credit scores and larger down payments result in lower rates.
How long does the mortgage process take?
The typical mortgage process takes 30-45 days from application to closing. However, this timeline can vary based on your financial situation, the property, and current processing volumes.
What's the difference between pre-qualification and pre-approval?
Pre-qualification is an informal estimate of how much you might be able to borrow based on self-reported information. Pre-approval involves a formal application, credit check, and documentation review, resulting in a more accurate lending amount.
Ready to take the next step?
Our mortgage specialists are ready to help you find the perfect home loan solution.